Mahila Samridhi Yojana (MSY) Gujarat and Other Safai Karmchari Yojana.2021/ (sje.gujarat.gov.in/gskvn)


 Mahila Samridhi Yojana (MSY) Gujarat and  Other Safai Karmchari Yojana.2021/ (sje.gujarat.gov.in/gskvn)

(1) Mahila Samridhi Yojana (MSY) Gujarat 

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters

Purpose
For small and petty trade/business and sundry income generating
activities.

Quantum of loan

  • Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
  • Balance 10% is to be provided by the Channelizing Agencies (CAs) in 
  • the form of loan, subsidy and from any other available sources of funds.

Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

  • From NSKFDC to CAs : 1% p.a.
  • From CAs to beneficiaries : 4% p.a.

Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(2) Micro Credit Finance (MCF)

Elgibility

Safai Karamcharis, Scavengers and their dependants.

Purpose
For small and petty trade/business and sundry income generating
activities.

Quantum of loan

◆Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.

◆For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000
per beneficiary)
◆Balance 10% is to be provided by the Channelizing Agencies (CAs) in
the form of loan, subsidy and from all other available sources of funds.
Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries 


Rate of interest

  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries : 5% p.a.

Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(3) MAHILA ADHIKARITA YOJANA (MAY)

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.

Quantum of loan

◆Upto 90% of the unit cost with a maximum of Rs.75000.
◆Balance 10% is to be provided by the Channelizing Agencies
(CAs) in the form of loan, subsidy and from all other available
sources of funds.
◆Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries : 5% p.a.

Repayment period
Upto 5 years after implementation period of 3 months and a moratorium of
6 months.

Important Links




Online apply time period
Application Period from 01/11/2021 to 15/11/2021

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