Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) Apply Online.
Thursday 20 May 2021
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Pradhan Mantri Shram Yogi Maandhan Yojana: भारत सरकार के प्रधानमंत्री श्रम योगी मानधन पेंशन योजना (PM-SYM) के जरिए आप हर महीने 3 हजार रुपये पेंशन (Pension Scheme) पा सकते हैं. दरअसल, भारत सरकार ने असंगठित क्षेत्र (Unorganised Sector) में काम करने वालों लोगों के लिए इस पेंशन योजना (PM-SYM In Hindi) को शुरू किया है.
PMSYM Yojana 2021 | |
---|---|
Scheme Name : | Pradhan Mantri Shram Yogi Mandhan Yojana |
Post Type : | Yojana |
Launched By: | Finance Minister Mr. Piyush Goyal |
Yojana Location : | India |
Application Mode : | Online |
Category : | Central govt. scheme |
Post Date : | 20/05/2021 |
PMSYM : Pradhan mantri Shram Yogi Man Dhan Yojna Pension.
Pradhan mantri Shram Yogi Man Dhan Yojna Pension. |
Government of India has introduced a pension scheme for unorganised
workers namely Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) to ensure old
age protection for Unorganised Workers.
➡️ 1 .The unorganised workers mostly engaged as home based workers, street
vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers,
rag pickers, domestic workers, washer men, rickshaw pullers, landless
labourers, own account workers, agricultural workers, construction
workers, beedi workers, handloom workers, leather workers, audio- visual
workers and similar other occupations whose monthly income is Rs 15,000/
per month or less and belong to the entry age group of 18-40 years. They
should not be covered under New Pension Scheme (NPS), Employees’ State
Insurance Corporation (ESIC) scheme or Employees’ Provident Fund
Organisation (EPFO). Further, he/she should not be an income tax payer.
➡️ 2. Features of PM-SYM: It is a voluntary and contributory pension
scheme, under which the subscriber would receive the following
benefits :
(i) Minimum Assured Pension: Each subscriber under the PM-SYM, shall
receive minimum assured pension of Rs 3000/- per month after attaining the
age of 60 years.
(ii) Family Pension: During the receipt of pension, if the subscriber
dies, the spouse of the beneficiary shall be entitled to receive 50% of
the pension received by the beneficiary as family pension. Family pension
is applicable only to spouse.
(iii) &nbps; &&nbps;If a beneficiary has given regular
contribution and died due to any cause (before age of 60 years), his/her
spouse will be entitled to join and continue the scheme subsequently by
payment of regular contribution or exit the scheme as per provisions of
exit and withdrawal.
➡️ 3. Contribution by the Subscriber: The subscriber’s contributions to
PM-SYM shall be made through ‘auto-debit’ facility from his/ her savings
bank account/ Jan- Dhan account. The subscriber is required to contribute
the prescribed contribution amount from the age of joining PM-SYM till the
age of 60 years. The chart showing details of entry age specific monthly
contribution is as under:
Pradhan mantri Shram Yogi Man Dhan Yojna Pension. |
➡️ 4. Matching contribution by the Central Government: PM-SYM is a
voluntary and contributory pension scheme on a 50:50 basis where
prescribed age-specific contribution shall be made by the beneficiary and
the matching contribution by the Central Government as per the chart. For
example, if a person enters the scheme at an age of 29 years, he is
required to contribute Rs 100/ – per month till the age of 60 years an
equal amount of Rs 100/- will be contributed by the Central Government.
➡️5. Enrolment Process under PM-SYM: The subscriber will be required to
have a mobile phone, savings bank account and Aadhaar number. The eligible
subscriber may visit the nearest Common Services Centres (CSC eGovernance
Services India Limited (CSC SPV)) and get enrolled for PM-SYM using
Aadhaar number and savings bank account/ Jan-Dhan account number on self-certification basis.
Pradhan mantri Shram Yogi Man Dhan Yojna Pension. |
Aadhaar number and savings bank account/ Jan-Dhan account number on self-certification basis.
Later, facility will be provided where the subscriber can also visit the
PM-SYM web portal or can download the mobile app and self-register using
Aadhar number/ savings bank account/ Jan-Dhan account number on
self-certification basis
➡️6. Enrollment agencies: The enrolment will be carried out by all the
Common Services Centres. The unorganised workers may visit their nearest
CSC along with their Aadhar Card and Savings Bank account passbook/Jandhan
account and get registered themselves for the Scheme. Contribution amount
for the first month shall be paid in cash for which they will be provided
with a receipt.
➡️ 7. Facilitation Centres: All the branch offices of LIC, the offices of
ESIC/EPFO and all Labour offices of Central and State Governments will
facilitate the unorganised workers about the Scheme, its benefits and the
procedure to be followed, at their respective centers.
In this respect, the arrangements to be made by all offices of LIC, ESIC,
EPFO all Labour offices of Central and State Governments are given below,
for ease of reference:
- 1. All LIC, EPFO/ESIC and all Labour offices of Central and State Governments may set up a “Facilitation Desk” to facilitate the unorganised workers, guide about the features of the Scheme and direct them to nearest CSC
- 2. Each desk may consist of at least one staff.
- 3. They will have backdrop, standi at the main gate and sufficient number of brochures printed in Hindi and regional languages to be provided to the unorganised workers.
- 4. Unorganised workers will visit these centres with Aadhaar Card, Savings bank account/Jandhan account and mobile phone.
- 5. Help desk will have onsite suitable sitting and other necessary facilities for these workers.
- 6. Any other measures intended to facilitate the unorganised workers about the Scheme, in their respective centers.
- 8.Fund Management: PM-SYM will be a Central Sector Scheme administered by the Ministry of Labour and Employment and implemented through Life Insurance Corporation of India and CSC eGovernance Services India Limited (CSC SPV). LIC will be the Pension Fund Manager and responsible for Pension pay out. The amount collected under PM-SYM pension scheme shall be invested as per the investment pattern specified by Government of India.
- Requirements for Enrolment
- A Mobile Phone.
- Savings Bank/Jan Dhan Account.
- Aadhaar Number.
PMSYM Registration
As of now, the applicant may visit the nearest CSC (Common Services
Center) and submit the required details to get enrolled.
Important Useful Links..
Read Download PDF Form: Click Here
Read Official website Online: Click Here
ટેલિગ્રામ ચેનલમાં જોડાઓ: Join Now
How To Find CSC center In your city
- VLE will register the beneficiary electronically on the system.
- A beneficiary has to pay 1st instalment in cash to CSC.
- Now Shram Yogi Pension Number will be generated.
- VLE will print & handover the Shram Yogi card to the beneficiary.
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